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You May Qualify for a
New Home!
Habitat looks at three main factors when choosing partner families:
1
Need for Housing
Is your current housing run down, overcrowded, or is the rent too high?
2
Ability to pay a monthly mortgage
You must have steady income and good credit to qualify for a USDA/RD 502 low-interest loan. Your family income must also meet HUD income guidelines:
# in Household
1 person
2 people
3 people
4 people
5 people
6 people
​7 people
​8 people
Income Range
$27,850-$44,600
$31,850-$50,950
$35,850-$52,150
$39,800-$63,650
$43,000-$68,750
$46,200-$73,850
​$49,350-$78,950
$52,550-$84,050
Credit problems? Habitat can help you to get your finances under control!
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Mortgage payments for a Habitat home are often less than rent.
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3
Willingness to Partner with Habitat
Your family and Habitat will become a team. You must be willing to help build your house, attend classes, and provide necessary information when needed.
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